- Open Basic Saving Bank account
- Deposit Cash, Withdraw Cash, Transfer Funds, Enquire Balance and get Mini-statement of Account.
- Use Micro ATM (Cash Withdrawal through any Debit Card/ Rupay Card from BC)
- Avail AEPS (Aadhaar Enabled Payment System) Services
Basic Saving bank account opening
Customers can open Basic Saving bank accounts at any BC Location of the Bank. In case the customer is having an Aadhaar Number, no KYC document is required for opening of the account. The account is opened through e-KYC service of UIDAI. For customers who do not have Aadhaar number, KYC documents like address proof and ID poof is required to open the account. Once the account is opened at BC location, in addition to services available at banks branches, customers can avail following services from J&K Bank BC Locations using biometric authentication.
- Cash Deposit
- Cash Withdrawal,
- Balance Enquiry