• Disbursed in cash
  • No questions asked about its end-use.

Central and state government pensioners drawing pension through the bank.

  • Maximum 2.50 lac or 18 months net pension, whichever is lower, for pensioners below the age of 65 years.
  • Maximum 1.50 lac or 12 months net pension, whichever is lower for pensioners above 65 years to 70 years of age.
  • Maximum 0.70 lac or 9 months net pension, whichever is lower for pensioners above 70 years of age.

Guarantee of spouse eligible for family pension or of any other family member or a third party guarantee which is considered good for the amount of advance.

  • Up to 65 years : 48 months
  • Above 65 years to 70 years : 36 months
  • Above 70 years : 24 months