• Finance for any personal need.
  • Central/State government pensioners drawing pension through the bank including family pensioners.

  • Maximum 3.00 lac or 18 months net pension, whichever is less, for pensioners upto the age of 70 years.
  • Maximum 3.00 lac or 12 months net pension, whichever is less for pensioners above 70 upto 75 years of age.
  • Maximum 2.00 lac or 12 months net pension, whichever is less for Family pensioners upto 70 years of age

  • Loan will be in name of both pensioner and eligible family pensioner. In absence of eligible family pensioner, guarantee of any family member or third party guarantee of one person.
  • For family pensioners: Guarantee of any family member (preferably eligible legal heir) or third party guarantee.
  • In case the pensioner expires during the tenure of the loan the installment towards the repayment shall be reset on the basis of pension drawn by the family.

  • Upto 70 years: Maximum 60 months or upto 75 years whichever is earlier.
  • Above 70 years: 48 months or upto 74 years whichever is earlier.
  • Family pensioners: 48 months or 75 years whichever is earlier.