To provide personal finance for festival celebrations:
  • Permanent Employees of State / Central Government, Government / Semi-Government Undertakings & Autonomous Bodies drawing salary from our Bank.
  • Minimum age of Applicant: 18 years.
  • Maximum age of Applicant: 1 year less than the age of retirement i.e. 59 years where retirement is 60 years and 57 years where retirement age is 58 years.
  • Minimum Finance: Rs. 5,000.00.
  • Maximum Finance: Average of previous three months’ salary credited in the account; or Rs. 40,000.00 whichever is lower.

Primary: NIL

Collateral: Nil

(Prevailing Base Rate at the time of sanctioning) + 3.5 (fixed) rate of interest with monthly rests

Click here for rate of Interest

10 Equated Monthly Installments