• No Minimum AQB required.
  • No penal charges for non-maintenance of any balance in account.
  • "At Par" facility in respect of issue of DDs/TTs/MTs, MICR Cheque Books, collection of cheques, Anywhere facility subject to the condition such remittances /collections are meant for credit of Govt Departments, Undertaking, or Corporations.  However postage and out of pocket expenses are recovered in full.
  • Where the DDs/TTs/MTs are required to be issued in favour of beneficiaries other than the Govt. with an exception of remittances on account of loans and scholarships to students, the usual service charges shall apply.
  • Retired employees of J&K State shall be extended ‘at par’ facility henceforth in respect of collection of their terminal benefits on reaching the age of superannuation.  However postage and out of pocket expenses shall be recoverable in full.
  • Free e-banking facility.

All Central, State Govt. Departments and other Govt. undertakings/Corporations exclusively banking with our bank. The organization must conform to the RBI guidelines for allowing opening of Savings account by Government Departments, etc.

  • Application Form.
  • Letter of Authority from authorized authority.
  • Full KYC  of officer who shall operate the Account.
  • PAN Card /TAN NO of Organization  , if applicable