• No minimum AQB required.
  • Free cash withdrawals at branch (up to 5 per month).
  • Free International Gold Debit Card issued with an ATM withdrawal limit of Rs 0.40 lac/day & PoS transaction limit of Rs 1.0lacs.
  • Temporary Overdraft facility equivalent to 50% of net salary subject to maximum of Rs. 10000/-
  • Nomination facility available.
  • Free e-banking facility.
  • A person in his/her name.
  • More than one person in their joint names.
  • Minor through parents/guardian.
  • Literate minors above 10 yrs of age.
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as  per KYC Norms
  • PAN Card or Form 60 or 61
  • Any other related document applicable to Minors, etc.

Who can open a General Salary Account with J&K Bank?
General Salary account can be opened by employees of State/Central Govt., Public Sector Undertakings, Autonomous Bodies & reputed private Institutions

What is the minimum Average Quarterly Balance required to be maintained?
You are not required to maintain any minimum AQB.

What are the benefits of the General Salary Account?
You can avail the following benefits:

  • Free cash withdrawals at branch (up to 5 per month).
  • Global Access  Debit Card issued with an ATM withdrawal limit of Rs 0.40 lac/day & PoS transaction limit of Rs 1.0lacs.
  • Temporary Overdraft facility equivalent to 50% of net salary subject to maximum of Rs. 10000/-
  • Nomination facility available.
  • Free e-banking facility.

Interest compounded quarterly and calculated on daily products