• Minimum AQB of Rs 1,00,000.
  • Free issuance of Demand Drafts up to 30 Lakhs per month
  • Free inter- branch fund transfer with Rs. 50.00 Lakhs per month
  • Free cheque collection.
  • Free bill collection up to 2.00 Lakhs per month
  • Daily Debit card limits (ATM/POS) 100000/150000 .
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.
  1. Who can open a Premium Plus Current Account with J&K Bank?
    Premium Plus Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is 1.00 lakhs.
  3. What are the benefits of the Premium Plus current Account?
    You can avail the following benefits:
  • Minimum AQB of Rs 1,00,000.
  • Free issuance of Demand Drafts up to 30 Lakhs per month
  • Free bill collection up to 2.00 Lakhs per month
  • Free inter- branch fund transfer with Rs. 50.00 Lakhs per month
  • Free E-banking facility
  • Free cheque book facility (150 Leaves) & much more.