• Minimum AQB of Rs 5, 00,000.
  • Free issuance of Demand Drafts
  • Free issuance of duplicate DDs
  • Free Collection of Bills upto Rs 10 lacs /month.
  • Free 50 pay orders per month.
  • Free inter branch funds transfer.
  • Free collection of local/ outstation cheques(own bank)
  • Free International Gold Debit Card issued with an ATM withdrawal limit of Rs 1 lac/day & PoS transaction limit of Rs 1.5lacs.
  • Nomination facility available.
  • Free RTGS/ NEFT Facility.
  • Free e-banking facility.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.
  1. Who can open a Platinum Current Account with J&K Bank?
    Platinum Current Accountcan be opened by individuals , either singly or jointly, sole proprietorships, �Partnership firms,Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    You are required to maintain a minimum AQB of Rs 5 lacs.
  3. What are the benefits of the Platinum current Account?
    You can avail the following benefits:
  • Free issuance of Demand Drafts
  • Free issuance of duplicate DDs
  • Free Collection of Bills upto Rs 10 lacs /month.
  • Free 50 pay orders per month.
  • Free inter branch funds transfer.
  • Free collection of local/ outstation cheques(own bank)
  • Free International Gold Debit Card issued with an ATM withdrawal limit of Rs 1 lac/day & PoS transaction limit of Rs 1.5lacs.
  • Nomination facility available.
  • Free e-banking facility & much more.