• Min. average quarterly balance of Rs 3000 only
  • Daily Debit Card Limits(ATM/POS) Rs. 40000 / 10000
  • Multiple services available at very low charges.
  • Free e banking facility.
  • Individuals-Single Accounts.
  • Joint Accounts.
  • Sole Proprietorships, Partnerships, HUFs.
  • Limited Companies
  • Associations, Clubs, Societies, Trusts etc.
  • Application Form.
  • Photograph of depositor/s (2 copies)
  • Documents as per KYC Norms
  • PAN Card or IT returns
  • Partnership deed/ MOA, AOA, Certificate of incorporation, as applicable.
  • Related documents for HUF, associations, etc.
  • Other documents like registrations, etc.
  1. Who can open a Basic Current Account with J&K Bank?
    Basic Current Account can be opened by individuals , either singly or jointly, sole proprietorships, Partnership firms, Private and Public Limited Companies , HUFs, Associations, Societies, Trusts, etc in Metro & Urban areas.
  2. What is the minimum Average Quarterly Balance required to be maintained?
    The minimum AQB required to be maintained is Rs 3 thousand only.
  3. What are the benefits of the Premium Plus current Account?
    You can avail the following benefits:
  • Free cheque book facility (50 Leaves).
  • Daily Debit Card Limits(ATM/POS) of Rs. 40000 / 10000
  • Multiple services available at very low charges.
  • Free e banking facility.