| Saving Bank Deposits |
Savings Bank Deposit Scheme |
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SB Ujala
-No Frills Account |
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| Savings Bank Deposit Scheme |
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Salient
Features |
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- Account can be opened with a minimum initial
deposit of
 100/- to 500/-
- Convenient and easy to operate account to
save time and money.
- Suitable for irregular income groupNo
time bar on depositing or withdrawing money.
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Who can open
this Account? |
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- A person in his/her name.
- More than one person in their joint names.
- Minor through guardian or himself if above
10 years of age.
- Illiterate persons.
- Blind persons. - Associations, clubs, Societies,
Trusts, etc.
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Facilities |
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- Anywhere banking facility.
- ATM/Debit card.
- Telebanking facility.
- Cheque book facility
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Variants |
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Savings Bank (Non-Salaried) |
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General Savings A/C |
Deluxe Savings A/C |
Minimum AQB (With Cheque Book) |
500/= |
5000/= |
Minimum AQB (Without Cheque Book) |
300/= |
NA |
Charges for non -maintenance of Min AQB |
100/=
per quarter |
200/=
per quarter |
Free Cash Withdrawals at branch (per month) |
Maximum 5
(Additional withdrawals to be charged @20/= per withdrawal) |
Maximum 15
(Additional withdrawals to be charged @20/= per withdrawal) |
Cash withdrawal limits using withdrawal form |
20000/= |
NA |
Debit Card |
General
Debit Card |
Gold
Debit Card |
Debit Card Transaction Limits
(Per day)
Cash (ATM) Withdrawal:
POS: |
40000/=
100000/=
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100000/=
150000/=
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Debit Card Issuance Fee. |
50/= |
Free |
Debit Card usage Fee. |
50/=
per Half Year |
150/=
Per half Year |
TOD Facility |
Not Allowed |
Not Allowed |
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Savings Bank (Salaried) |
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General Salary Savings A/C |
Deluxe Salary Savings A/C |
Minimum AQB |
NA |
5000/= |
Charges for non -maintenance of Min. AQB |
NA |
200/=
per quarter |
Free Cash Withdrawals at branch (per month) |
Maximum 5
(Additional withdrawals to be charged @20/= per withdrawal) |
Maximum 15
(Additional withdrawals to be charged @20/= per withdrawal) |
Cash withdrawal limits using withdrawal form |
20000/= |
NA |
Debit Card |
General
Debit Card |
Gold
Debit Card |
Debit Card Transaction Limits
(Per day)
Cash (ATM) Withdrawal:
POS: |
40,000/=
100000/=
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100000/=
150000/=
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Debit Card Issuance Fee. |
50/= |
Free |
Debit Card usage Fee. |
50/=
Per Half Year |
150/=
Per half Year |
TOD Facility |
50% of net salary drawn
Max.
10000/= |
50% of net salary drawn
Max.
20000/= |
Tenor of OD |
Maximum
One Month |
Maximum
One Month |
RoI on ToD |
12.75% |
12.75% |
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Please Note:
- AQB ( Average Quarterly Balance) = Sum of Overnight Credit Balances / Number of days in a quarter
- SB Salary Deluxe and Deluxe Saving Account shall not be non-chequable accounts
- The per transaction limit in case of both types of debit cards shall be 20,000
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| SB
Ujala -No Frills Account |
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Main Features |
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- A variant of Saving Bank account to ensure
financial inclusion and to strive for making banking services
easily accessible to all segments of society.
- Minimum initial deposit is 50/-. However,
customers also allowed to open the account with a banking instruments
like Banker's cheque, etc. However, minimum balance of 50/-
is mandatory to keep the account operational.
- The maximum balance in a SB Ujala account shall be 50,000/-.
- The maximum credits allowed in a SB Ujala account should not exceed 1,00, 000/- in a year.
- 4 withdrawals permissible per month.
- Cheque book facility available to account
holder/s maintaining average quarterly balance of 1000/- and
above for past 6 months
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| Top |
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(Conditions Apply) |
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