| Global
Access Card |
| |
Salient Features |
|
- Pin Based -Maestro / Cirrus Debit Card
- Provides online access to savings or
current account.
- Accepted at all Domestic as Well as
International MasterCard™,Maestro™,Cirrus™
Enabled ATM's and Point Of Sale locations.
- Accepted at National Financial Switch
(NFS) ATM's.
- No Transaction Fee at JK Bank ATM's
- No Transaction Fee on purchases
|
|
| |
| Empowerment
Credit Cards |
| |
Customer
Benefits |
|
- 20-50 day Credit Free Period
- Revolving Credit Facility on paying
of minimum payment due in the same billing period.
- Hassle free credit facility at competitive
rate of interest.
- Cash Withdrawal Facility upto 20% of
total credit limit.
- Loyalty programme
- MasterCard® SecureCode™ enbaled Credit Cards.J&K Bank lets you shop securely online with your J&K Bank MasterCard Credit Card. This service through a simple checkout process, confirms your identity when you make purchases on the Internet
- 24 Hour Customer Assistance at JK Bank Helpdesk.
|
|
| |
Types of Cards |
|
- Blue Empowerment Card
- Silver Empowerment Card
- Gold Empowerment Card
|
|
| |
Acceptability |
|
- All Merchant Establishments like shops
who honor MasterCard™ Credit Cards.
- All ATM's which accept MasterCard™
Credit Cards.
|
|
|
Eligibility |
|
- For Salaried -Above Rs 80,000.00
- For Self Employed -Above Rs. 1,50,000.00
|
|
|
Documentation |
|
- Income Proof
- Address Proof
- Identity Proof
|
|
| |
Credit Limits |
|
- Blue Empowerment Card- Upto Rs.25,000.00
- Silver Empowerment Card-Upto Rs.50,000.00
- Gold Empowerment Card-Upto Rs.1,00,000.00
|
|
| |
Rate of Interest |
|
|
|
| |
Late Fee |
|
|
|
| |
Cash Withdrawal Charges |
|
- 2% per month from date of Withdrawal along with tranasctional
charges.*
|
|
| |
Gievance Redressal Officer |
|
|
|
| |
Most
Important Terms and Conditions (JK Bank Credit Card)
|
|
|
| |
|
|
|
|
Top (Conditions Apply) |
| Merchant
Acquiring |
| |
Features |
|
- All types of Visa & MasterCard
based cards Accepted
- Can Extend American Express Card Acceptance
- Quick Merchant Payment
- Merchant Helpdesk and Onsite Support.
- Competitive Commision Rates
- No hidden Charges
|
|
| |
Charges |
|
- On time Instalation Charges.
- Commision on per transaction basis.
|
|
| |
Documention |
|
|
